Group Risk Benefits
Group Life Cover - Group Income Protection - Group Critical Illness Cover
If you are not offering pensions, life assurance, disability cover, critical illness insurance and medical insurance to your staff then you are not maximising the value-for-money opportunities in your staffing costs.
Consideration should be given to a cost benefit analysis of the various options for your particular set of employees. At HFMC, we work closely with you to ensure your benefits are 'best fit' with your current workforce profile.
In many cases your employees will perceive the value of the benefit to be much higher than the actual cost of providing it, which makes such benefits a very useful tool in remuneration negotiations with either individual staff or groups / unions.
The benefits not only accrue to your staff, but also assist in the efficient management of the company by providing cover for certain risks.