Group Permanent Health Insurance

Group permanent health insurance, also known as group income protection, will pay a proportion of an employee’s salary if an accident or illness means they miss a prolonged period of work. In addition to providing security for staff at a very difficult time it can help alleviate the financial impact on your organization of an employee’s long term absence. Furthermore, premiums can be offset as a trading expense and are not treated as a BIK. In addition rehabilitation programs associated with many policies can encourage recovery and return to work meaning you don’t lose key employees.

This protection policy is a valuable benefit and can help you attract and retain staff. As well as sourcing cover at competitive rates we can advise you on the various features associated with a group private health insurance policy including level of cover, deferment periods and indexation options so that the plan meets the needs of both your organization and your employees.

 

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